If you are tracking multiple accounts in One Goal, and you transfer money between these accounts, you'll notice you'll get two transactions! A negative transaction from one account and a positive transaction from the other. So, how should these be handled in One Goal?
Let’s a take a look at this example, let’s say that you used your credit card and spent $10 on a carwash and $10 on a burrito. Using One Goal, you drag and drop your car wash transaction into your “Auto Maintenance” category and your burrito into your “Lunch” category; nice work! At the end of the month, you pay off your credit card balance in full, which results in a $20 credit transfer from your bank. To prevent budgeting twice for the same transactions, we suggest handling transfers in one of two ways:
Create a new bill that will only be used for repeated payments from your bank account to your credit card
Once the credit transfer appears in your One Goal transaction list, you can simply:
If you ignore transactions, your account balance will change but your budget balance won't, One Goal will resolve this conflict for you by moving money to/from your runway. This may look weird until you ignore the second transaction.
